{"product_id":"assets-and-the-poor-1","title":"Assets and the Poor","description":"This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.","brand":"Taylor \u0026 Francis Inc","offers":[{"title":"Default Title","offer_id":54247018430808,"sku":"9780873326186","price":192.2,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0278\/1295\/4195\/files\/9780873326186_1059406e-e09f-4c79-9423-4dd11d9796d4.jpg?v=1779426955","url":"https:\/\/agendabookshop.com\/products\/assets-and-the-poor-1","provider":"Agenda Bookshop","version":"1.0","type":"link"}