{"product_id":"low-income-homeownership","title":"Low-Income Homeownership","description":"\u003cp\u003eA Brookings Institution Press and Harvard University Joint Center for Housing Studies publication\u003cbr\u003eA generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial\/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. \u003cbr\u003eThis volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.\u003c\/p\u003e","brand":"Bloomsbury Publishing Plc","offers":[{"title":"Default Title","offer_id":55283647742296,"sku":"9780815706137","price":32.5,"currency_code":"EUR","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0278\/1295\/4195\/files\/9780815706137_da45aa5c-072b-4ee0-bb0b-03313e1e6ece.jpg?v=1769864452","url":"https:\/\/agendabookshop.com\/products\/low-income-homeownership","provider":"Agenda Bookshop","version":"1.0","type":"link"}