Assets and the Poor
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A01=Michael Sherraden
accumulation
AFDC Recipient
american
American Welfare Policy
Asset Accumulation
Asset Based Welfare Policy
asset-building policy evaluation
assetbased
Author_Michael Sherraden
based
Category=JBFC
Category=JKSB
Category=JPQB
Defined Contribution Retirement Plan
development
economic inequality research
eq_bestseller
eq_isMigrated=1
eq_isMigrated=2
eq_nobargain
eq_non-fiction
eq_society-politics
expenditure
financial inclusion strategies
IDA Account
IDA Participant
IDA Program
individual
Individual Development Accounts
Individual Retirement Accounts
intergenerational wealth transfer
Keogh Plans
Life Insurance Policies
Net Worth
policy
Postsecondary Education
poverty alleviation methods
Promoting Asset Accumulation
Retirement Pension
savings incentives
Scf Data
SIPP
SIPP Data
social policy analysis
Social Security Trust Fund
Stuart Butler
tax
Tax Expenditures
Vice Versa
welfare
Welfare Reform
Welfare Reform Debate
Product details
- ISBN 9781563240669
- Weight: 476g
- Dimensions: 152 x 229mm
- Publication Date: 28 Feb 1992
- Publisher: Taylor & Francis Inc
- Publication City/Country: US
- Product Form: Paperback
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This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.
Michael Sherraden, Neil Gilbert
