Mortgage Lending, Racial Discrimination and Federal Policy
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Black Borrowers
Boston Fed Study
Category=JBF
Category=JHB
Census Tract Variables
Community Reinvestment Act
credit risk assessment
Cumulative Default Rates
Decatur Federal
Decatur Federal case
Default Probabilities
Denial Rates
eq_bestseller
eq_isMigrated=1
eq_isMigrated=2
eq_nobargain
eq_non-fiction
eq_society-politics
Equal Credit Opportunity Act
Fair Housing Act
fair housing enforcement
Fair Lending
fair lending research
Federal Home Loan Mortgage Corporation
Federal Reserve
FHA Loan
FHA Mortgage
HMDA Data
Home Mortgage Disclosure Act
Home Mortgage Loans
housing finance
Lending Discrimination
Loan Performance
Minority Loans
Mortgage Lending Discrimination
Mortgage Lending Process
Mortgage Loan Applicants
Neighborhood Racial Composition
Private Mortgage Insurers
racial bias in home loans research
redlining analysis
secondary mortgage market
statistical discrimination models
Product details
- ISBN 9781138328624
- Weight: 1400g
- Dimensions: 152 x 219mm
- Publication Date: 30 Jun 2020
- Publisher: Taylor & Francis Ltd
- Publication City/Country: GB
- Product Form: Paperback
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First published in 1997, this volume features a wealth of contributions discussing mortgage lending discrimination and the role of the FHA, fair lending enforcement and the Decatur case, along with the future of mortgage discrimination research. This key civil rights debate in the wake of the Fair Housing Act 25 years prior is evaluated and clarified through rigorous review of fair lending research, applied projects and enforcement activities to date. It argues forcefully that the right to take out a mortgage to buy a home should be conditioned only upon one’s credit worthiness and not on one’s race or ethnic group.
