Women And Microcredit In Rural Bangladesh
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A01=Aminur Rahman
Author_Aminur Rahman
Bangladesh
Bank Workers
BRAC
Category=GTM
Category=JP
eq_bestseller
eq_isMigrated=1
eq_isMigrated=2
eq_nobargain
eq_non-fiction
eq_society-politics
Field Research Period
financial sustainability
Grameen Bank
Grameen Bank lending
Grameen Borrower
Grameen Loans
Habitus's Operations
Habitus’s Operations
Hidden Transcript
High Repayment Rates
Institutional Financial Sustainability
Loan Center
Loan Disbursement
Loan Group
Microcredit Program
microcredit scheme
National NGO
NGO Participant
Normative Entitlements
Public Transcript
Rural Bangladesh
Sixteen Decisions
Study Branch
Study Village
Time Cycle
Union Parishad
Women Borrowers
Product details
- ISBN 9780367314019
- Weight: 412g
- Dimensions: 152 x 229mm
- Publication Date: 19 Aug 2019
- Publisher: Taylor & Francis Ltd
- Publication City/Country: GB
- Product Form: Hardback
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The Grameen Bank of Bangladesh has been extending small loans to poor borrowers (primarily women) to promote self-employment and income generation since 1976. The apparent success of the Grameen Bank (that is, recruitment of clients, investment of loans, recovery rates on invested loans and profit margins) has made microcredit a new model for poverty alleviation and sustainable development. Anthropological research results on Grameen Bank lending to women presented in this book, however, illuminates the link between the success of the bank and debt-cycling of borrowers. The priority of earning profits to insure institutional economic viability caused Bank employees at the grassroots level to emphasize increasing the number of loans disbursed and loan recovery. By using the joint liability model of lending, the Bank workers and borrowing peers impose intense pressure on clients for timely repayment. Many borrowers maintain their regular payment schedules, but do so through a process of loan recycling (that is, pay off previous loans with new ones) that considerably increases borrower debt liability. The debt burdens on individual households in turn increase tension and anxiety among household members and produce unintended consequences for many clients.This book examines women borrowers' involvement with the microcredit program of the Grameen Bank, and the grassroots lending structure of the bank; it illustrates the implications of Grameen lending for the borrowers, their household members and bank workers. The focus of the study is on the processes of village-level microcredit operation; it addresses the realities of the day-to-day lives of women borrowers and bank workers and explains informant strategies for involving themselves in this microcredit scheme. The study is on the power dynamics of everyday lives of informants as they affect women borrowers' relationships within the household and the loan centers, and bank worker relationships within the loan center and the bank.
Aminur Rahman was born and raised in Bangladesh. He has a Master's Degree in Sociology (University of Dhaka, Bangladesh), M.Phil in Social Anthropology (University of Oslo, Norway), and Ph.D. in Anthropology (University of Manitoba, Canada). Before going abroad for higher studies, Rahman worked for several years with national and international NGOs in Bangladesh in community development projects. He also taught at the University of Manitoba and has published in many international journals, including World Development. Rahman is currently working with the Small Enterprise Program of the International Development Research Centre (IDRC) in Ottawa, Canada.
